How Not To Overspend On Your Christmas Shopping - Lifehack.org

With the Christmas shopping season in full swing in the USA (not so much here in India), there is the tendency to go all out on gifts for your loved ones - meaning budgetary issues later. The linked article from Lifehack has a great guide to help avoid that calamity.

The point about making and sticking to a list is a very smart one - having worked in retail during college, I can tell you that retailers spend a lot of time and money trying to get you to make impulse purchases. With a list, you can remain focused on a goal and not be led astray by the alluring “MUST HAVE” things that are next to it on the shelf. Lifehack also has a handy Christmas budget template that you can download for free - which is pretty cool on their part and very handy for those trying to master their personal finance situation.

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