Photo Credit - sdbj @ Flickr
I made a few mental mistakes in the last month or so with regards to transferring money to/from some of my savings accounts. Unfortunately, this led to approximately $60 in overdraft fees – not a small chunk of change. I could have thrown in the towel and just ate the [...]
The importance of an emergency fund is constantly espoused on a multitude of personal finance sites, for good reason. It serves as a cushion that can absorb unforeseen expenses without requiring you to go into high interest credit card debt.
I have been slowly but surely stocking up my fund in a high interest savings account [...]
Think Your Way To Wealth - 15 Ways For Teens To Make Money This Summer
Good rundown of some tried and true ways for teenagers to earn some cash this summer. It’s especially timely, as a flood of laid off workers have started competing with teenagers for the same retail and food service jobs - often [...]
HSBC announced today that they are increasing their interest rate on their HSBC Direct Savings Account to 3.50% APY until August 15, 2008. This puts it over ING Direct and E-Trade. No fees, no minimum balance and the minimum is only $1 to open
I have used HSBC for the last 3 years as my primary [...]
Photo Credit: turkeyanne @ Flickr
If you’ve read many articles about personal finance, you know that contributing to an IRA is something that comes up constantly. This repetition is for good reason - IRAs provide attractive tax benefits and allow you to build up a nest egg for retirement or other qualifying life events. One can [...]
Photo Credit - thms.nl @ Flickr
Tired of dealing with screeching adolescents on Xbox Live? Looking for an entertaining activity that can also teach you a few things about finance? May I suggest to you this - virtual stock trading.
It requires none of your own money and often is paired with great educational/news resources. In addition, [...]
I’ve been focusing on stuff at work more intently, trying to posture myself as a solid worker. Passed an internal certification test, got some kudos from my boss (and his bosses), got a 5% raise. Hooray!
I know that the two people who read this blog have been suffering from withdrawals, so I’ll get onto the [...]
Well, I finally pulled the trigger and have started in motion a plan to free myself from Comcast. I tried to make myself love cable TV, but I find that it bores me. Combine that with the fact that I don’t really watch TV to begin with, and it becomes a glaringly obvious piece of [...]
BoingBoing: Derivative Shell Game Leaves Mortgages “Orphaned” — stop paying your mortgage, keep your house.
Photo Credit: jimw
While this is a very “out there” occurrence - it was too crazy of a story about PF to pass up. Apparently in the orgy of speculation/selling of mortgages during the “good old days” of the real estate bubble, [...]
If you’re like most people, wallet space is at a premium. I know I have to constantly prune it to ensure I don’t have a wallet that looks like George Costanza’s in that episode of “Seinfield”.
With the flurry of credit card ads that inundate our culture on a daily basis, it can be a bit [...]
